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Table of Content Homebuying with a Real Estate Agent Switched to Citadel We’re here for you at every step of the mortgage process Offer Citadel Has Been Outstanding Adjustable Rate Mortgage (ARM) For us to find the optimal mortgage for you, we need to know your personal financial situation. A fixation period which is too short could cause you financial hardship if interest rates go up significantly in the future. However, too long a fixation period could result in high costs, inflexibility, or exorbitant cancellation fees if you move on early. Hypofriend’s Optimization Engine will recommend the optimal fixed interest period for your situation. Once the mortgage lender has received the required payment order documents, they will pay out the loan. Would you like to see if you qualify for a mortgage? We discuss the outcomes and logic of the recommendations with you. You are different from the average customer, sometimes a little and sometimes a lot. The mortgage approval is a bind